Choosing Wealth® Calculator Quick Start Guide

Simple to Use - Easy to Do!

Choosing Wealth Calculator Quick Start Guide  |  Page 1

Choosing Wealth® Calculator Quick Start Guide | Page 1

Red Keys

CALCULATE THE PRESENT VALUE/COST OF A FUTURE INVESTMENT, BENEFIT OR EXPENSE

You know a future value and want to know what it would be worth at some number of years before you will receive it.

The value displayed, $69,127.08, is what you would need to invest now to be worth $250,000, using the assumptions below.

Choosing Wealth Calculator Quick Start Guide | Red Keys | Page 2

Choosing Wealth® Calculator Quick Start Guide | Red Keys | Page 2

Green Keys | Future Amount

CALCULATE THE FUTURE VALUE OF TWO OR MORE ANNUAL INVESTMENTS

You want to know how much you would need to invest to replace two or more years of future income. The annual investment can remain fixed each year or increase by a fixed percentage.

The value displayed $416,706.84, is what your investments would be worth, using the assumptions below.

Choosing Wealth Calculator Quick Start Guide | Green Keys | Page 3

Choosing Wealth® Calculator Quick Start Guide | Green Keys | Page 3

Green Keys | Replacement Amount

CALCULATE THE INVESTMENT NEEDED TO GENERATE/PAY FOR TWO OR MORE YEARS OF FUTURE ANNUAL BENEFITS/EXPENSES

You want to know how much money invested each year for two or more years would be worth in the future. The annual investment can remain fixed each year or increase by a fixed percentage.

The value displayed, $1,343,221.17, is what you would need so you could withdraw $80,000 the first year, using the assumptions below.

Choosing Wealth Calculator Quick Start Guide | Green Keys | Page 4

Choosing Wealth® Calculator Quick Start Guide | Green Keys | Page 4

Blue Keys | Year 1 Spending

CALCULATE THE INITIAL ANNUAL SPENDING ALLOWED FROM A SPECIFIED INVESTMENT AMOUNT FOR A SPECIFIED NUMBER OF YEARS

You know how much money you have available to generate income with and want to know how much you can withdraw in year 1. This assumes the investment amount is fully depleted in the years specified.

The value displayed, $29,779.16, is how much you could withdraw your first year, using the assumptions below.

Choosing Wealth Calculator Quick Start Guide | Blue Keys | Page 5

Choosing Wealth® Calculator Quick Start Guide | Blue Keys | Page 5

Blue Keys | Initial Investment

CALCULATE THE INITIAL ANNUAL INVESTMENT NEEDED TO ACCUMULATE A SPECIFIED FUTURE AMOUNT

You know how much money you want to accumulate in a time period and want to know what the initial investment would be.

The value displayed. $5,347.60, is how much you would need to invest your first year for a future $1 million, using the assumptions below.

Choosing Wealth Calculator Quick Start Guide | Blue Keys | Page 6

Choosing Wealth® Calculator Quick Start Guide | Blue Keys | Page 6

Yellow Keys

CALCULATE THE FUTURE VALUE/COST OF A CURRENT INVESTMENT/EXPENSE

The value displayed, $320,713.55, is what your $100,000 would be worth, using the assumptions below.

Choosing Wealth Calculator Quick Start Guide | Yellow Keys | Page 7

Choosing Wealth® Calculator Quick Start Guide | Yellow Keys | Page 7