J. is in the midst of a 38-year career spanning corporate, small business and entrepreneurial engagements in team, leadership and executive positions. With roles primarily focused on IT and digital media projects and sales and marketing operations, he’s worked at companies including Martin Marietta, Harris, IntelliSTAR, PhotoPoint, EZprints, Comprehensive Health Services, and Brevard Habitat. J. began developing the foundations for the company and the Choosing Wealth^® platform in 2015. With input and contributions from colleagues and members of the Advisory Council wealth literacy is afoot.

Ilene Davis, CFP®, MBA, is active as a licensed financial consultant with over 35 years of experience helping clients build wealth and prepare for retirement. Ilene is the author of Wealthy by Choice: Choosing Your Way to a Wealthier Future, creator of the Choosing Your Path to Wealth Calendar and Diary and key company consultant.

Michael J. Childs is the perfect franchise consultant to help people launch their startup franchise concept, or turn around a stalled franchise opportunity. Mike knows business and franchising from the inside-out. He has started, owned and run many successful businesses and franchise companies built from the ground up. He offers an incredible amount of common sense, business savvy and expertise, believes in the principles of Fair Franchising, and knows that the best and most profitable franchise companies operate on a solid foundation of trust between franchisee and franchisor. See Mike’s full bio here.

Joseph Grutta is the founder of Nautic Studios and is a graduate of the University of Florida, where he earned a master’s degree in Information Systems and Operations Management and bachelor’s degree in Business Administration. He is also the founder of Far or Near, a social networking service that connects people with shared hobbies and interests. See Joseph’s full bio here.